Tips to Avoid Online Shopping Scams Near the End of the Year

Tips to Avoid Online Shopping Scams Near the End of the Year

By Christmas and New Year, a number of sites and online shopping applications continue to offer various promos, even though the momentum of Online Shopping Day (Harbolnas) has ended.

For those of you who prefer to buy goods online, it's good to pay attention to a number of things to be safe when making non-cash transactions via smartphone.

Here are five tips and advice from the Siber and Sandi Negara (BSSN) Agency so that you can transact online safely.

1. Create a secure PIN

Select a Personal Identification Number (PIN) or password that is different for each account or account. Ideally, a PIN must consist of numbers, punctuation and letters for security.

In addition, users must also change their PIN periodically and are strictly prohibited from telling others.

2. Check Fintech Permit Status through the Financial Services Authority (OJK) Website

You must ensure that financial technology companies (fintech) have licenses from authorized institutions such as the OJK and Bank Indonesia (BI). Because, there are still many fintechs that do not yet have a permit but have been widely circulated in the community or commonly called illegal finteches.

Based on the OJK official website, there are at least 113 fintechs who have obtained licenses such as KoinWorks, Kredivo, and My Assets.

3. Do not Randomly Share Personal Data

You are prohibited from sharing personal data such as PINs, passwords, one-time OTP codes, ID cards, and biological mother's name. Because, the data is often used to secure online transaction services.

If you accidentally provide data, hackers can easily enter your online application account and erode the money in it. In addition, avoid sending personal data to unknown parties in the WhatsApp (WA) digital conversation application.

4. Be Alert When Clicking on the Link

You are advised not to rush to open links (links) both on social media pages and e-mail (e-mail) because it can be a loophole to hack. This method is commonly called phishing.

To recognize the real domain or deception, the original domain name of a site address is located before the domain itself. An example of a domain is .com, .id. and .co.id.

Even so, fraudsters can be skilled in making their fraudulent link addresses look like real site addresses. The bolded part is the original address of the site.

This link is not an original Facebook page that usually uses www.facebook.com/security. A dash (-) is usually a union of link names. So if you find links that are similar to sites that you are familiar with but use strips, be careful.

If phishing and other cyber incidents are found, you can report to the Cyber ​​Complaints Service via email assistance70@bssn.go.id or the police if needed.

5. Update Mobile and Laptop Lubak Devices

Don't forget to always update your laptop or smartphone software to improve security in the device.
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